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An FHA loan is a specific kind of mortgage you can use to purchase a home, refinance an existing home loan or rehabilitate a home in need of repairs. fha loans get their name because the Federal Housing Administration provides insurance for lenders that issue these loans.
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An FHA loan is a mortgage backed by insurance provided through the Federal Housing Administration. Learn more about FHA loan requirements and get started comparing FHA loan offers from multiple lenders today!
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What is an FHA loan? – Consumer Financial Protection Bureau – The Federal Housing Administration (FHA) administers a program of loan insurance to expand homeownership opportunities. FHA provides mortgage insurance to FHA-approved lenders to protect these lenders against losses if the homeowner defaults on the loan.